In the News

UBA Blog

Top 5 Blogs of 2018

As 2018 wraps up and we move into 2019, we wanted to recap some of the most popular posts we shared this year.

Your Voluntary Benefits Plan May Lead To A Tragic Result

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and processes.

All Three Generations Need Income Protection

The top three workforce generations are Baby Boomers, Generation Xers and Millennials. These generations range from being born in 1946–1996, which is a 50-year difference from the first Baby Boomer to the last Millennial. Even with the large age gap, all of these individuals have a very similar concern—the loss of income if they are unable to work due to a disabling event such as an injury or illness.

Choosing the Right Flexible Benefit for Employees

Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on.

Do you have a choice of where you will be taken care of?

If something should happen to you or one of your employees today that required Long Term Care, do you, or they, have a choice in where the care is received?

Employer News

PTO for When the Wind Blows

This year, much of the United States had some form of major natural disaster—hurricanes, wildfires, floods, tornados—and millions of people were either directly affected, or had a family member or close friend who was affected. This life-changing disruption often meant that people couldn’t, or weren’t able to, go to work.

Stop Handing Out Your SSN Like Candy

Social Security numbers (or SSNs) used to be tied just to your Social Security benefits. Now, that number is tied to just about everything used to identify you.

Get Moving… To Live!

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme.

Shhhhhh!

There are places where you expect things to be noisy, such as a rock concert, and places where you expect it to be quiet, like an office.

Moments of Clarity: Being Transparent

Aristotle was right when he said, “Nature abhors a vacuum.” Companies and politicians like to say that they’re transparent, when in fact, they’re often the opposite. And, as in nature, in the absence of facts, people will often fill their minds with what is perceived.

Employer Webinar Series

What Employers Need to Know about the Medicare Secondary Payer Rules and the CMS Data Match Program

This webinar will help employers understand their responsibilities under the MSP provisions and best practices when completing the CMS Data Match report.

Evolving Workplace Solutions

Learn how to design an employee benefits program that meets the needs of the evolving workforce.

STatus of Court Case Challenging ACA Constitutionality

On Dec. 14, 2018, the U.S. District Court for the Northern District of Texas declared that the ACA individual mandate is unconstitutional and declared that the rest of the ACA is unconstitutional.

What Employers Need to Know About IRS Reporting in 2019

The Patient Protection and Affordable Care Act's reporting requirements are rapidly approaching for employers with group health plans or with 50 or more full-time or full-time equivalent employees. This webinar will provide an overview of the reporting process, what we learned from earlier rounds of reporting, and how employers should be tracking employees.

Employer Policies and Testing Employees for Marijuana Use and Opioid Use

This webinar will cover what employers should consider when implementing drug use policies and testing for drug use.