In the News

UBA Blog

Seeds of Change

While many people are trying to include more fruits and veggies in their diets, most of us could probably do better — in fact, most of us should probably eat twice what we’re currently eating.

Top 5 Blogs of 2018

As 2018 wraps up and we move into 2019, we wanted to recap some of the most popular posts we shared this year.

Your Voluntary Benefits Plan May Lead To A Tragic Result

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and processes.

All Three Generations Need Income Protection

The top three workforce generations are Baby Boomers, Generation Xers and Millennials. These generations range from being born in 1946–1996, which is a 50-year difference from the first Baby Boomer to the last Millennial. Even with the large age gap, all of these individuals have a very similar concern—the loss of income if they are unable to work due to a disabling event such as an injury or illness.

Choosing the Right Flexible Benefit for Employees

Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on.

Employer News

PTO for When the Wind Blows

This year, much of the United States had some form of major natural disaster—hurricanes, wildfires, floods, tornados—and millions of people were either directly affected, or had a family member or close friend who was affected. This life-changing disruption often meant that people couldn’t, or weren’t able to, go to work.

Stop Handing Out Your SSN Like Candy

Social Security numbers (or SSNs) used to be tied just to your Social Security benefits. Now, that number is tied to just about everything used to identify you.

Get Moving… To Live!

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme.

Shhhhhh!

There are places where you expect things to be noisy, such as a rock concert, and places where you expect it to be quiet, like an office.

Moments of Clarity: Being Transparent

Aristotle was right when he said, “Nature abhors a vacuum.” Companies and politicians like to say that they’re transparent, when in fact, they’re often the opposite. And, as in nature, in the absence of facts, people will often fill their minds with what is perceived.

Employer Webinar Series

Breaking the Silence to Improve Behavioral Health Conditions

Millions of Americans struggle with mental health and substance use (alcohol or drug) conditions, but often don't get the proper treatment or support they need.

Practical Tips for Structuring Compliant Wellness Programs that Include Premium Incentives

This webinar will help employers understand how to structure wellness programs that include premium incentives.

What Employers need to Know about Health Coverage in Mergers and Acquisitions

This webinar will help employers understand their responsibilities when planning a merger or acquisition.

What Employers Need to Know about HIPAA and HITECH

The Health Insurance Portability and Accountability Act, its administrative simplification regulations, and the Health Information Technology for Economic and Clinical Health Act provide administrative, privacy, and security standards for health plans and their business associates. This webinar will help plan sponsors understand their responsibilities under HIPAA and HITECH.

What Employers Need to Know about the Medicare Secondary Payer Rules and the CMS Data Match Program

This webinar will help employers understand their responsibilities under the MSP provisions and best practices when completing the CMS Data Match report.